Yoseph Ginanjar

Yoseph Ginanjar has a diverse background in operations, risk management, and business implementation, with experience spanning roles in both Astra Credit Companies (ACC) as a Management Trainee and Head of Operations and Underwriting Retail Commercial, and HSBC, where roles included Strategy & Business Implementation, Business Finance - Insight and Advisory, Risk Business Management, Consumer Finance Risk Management, Project Manager - PMO, and Resource and Planning. Academic credentials include a Bachelor of Engineering (B.E.) from Universitas Trisakti and a Master of Business Administration (MBA) from Universitas Gadjah Mada, enhancing expertise in the financial services sector.