Krishnamoorthy Bhat is a seasoned Program Manager with over seventeen years of experience in application program operations management, compliance, and risk management. Previously at Citifinancial Consumer Finance India Ltd, they specialized in credit and risk analysis, vendor relationship management, and operational strategy development. Most recently, at IBM, they focused on change request management, user acceptance testing, and compliance system implementation. Krishnamoorthy holds a Master of Business Administration in Marketing and Finance from the Indian Institute of Planning and Management.
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