IDFC FIRST Bank
Atul Sharma is an accomplished business leader with extensive experience in the financial services sector, particularly in mortgages, housing finance, and personal loans. Currently serving as the Business Head for Mortgages at IDFC FIRST Bank, Atul manages a substantial portfolio of ₹18,000 Cr in home loans and ₹3,300 Cr in LAP, driving digital transformation and asset quality optimization. Previous roles include establishing the Housing Finance division at Incred Housing Finance and launching the Affordable Housing vertical at Reliance Home Finance, achieving significant assets under management. Atul's career has been marked by strategic leadership in sales management across various organizations, with a strong focus on operational efficiency and market growth. Educational qualifications include an executive leadership program from the Indian School of Business and a Master’s degree from Jiwaji University.
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IDFC FIRST Bank
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IDFC FIRST Bank was founded by the merger of IDFC Bank and Capital First in December 2018. The Bank provides a range of financial solutions to individuals, small businesses and corporates. The Bank offers savings and current accounts, NRI accounts, salary accounts, demat accounts, fixed and recurring deposits, home and personal loans, two wheeler loans, consumer durable loans, small business loans, forex products, payment solutions and wealth management services.