IDFC FIRST Bharat Ltd
Ragula Sangiruthiyayan.R is an experienced legal professional currently serving as Head Legal - Mortgages at IDFC FIRST Bharat Ltd since August 2021. Previously, Ragula held the position of Senior Manager (Law) at Central Bank of India from August 2013 to February 2021, providing legal opinions on various banking matters, including credit, operations, and recovery, as well as managing documentation and compliance with relevant laws. Prior to that, Ragula operated as a self-employed advocate from 2009 to July 2013, specializing in civil, consumer, labor, and banking-related cases, along with drafting and vetting key legal documents. Ragula obtained a B.A. B.L. degree from Govt. Law College, Trichy, from 2004 to 2009.
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IDFC FIRST Bharat Ltd
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IDFC FIRST Bharat Limited, is a wholly owned subsidiary company of IDFC FIRST Bank. The company acts as a Business Correspondent for IDFC FIRST Bank by offering variety of Loan Products like Group Loans, Micro Enterprise Loans, Micro Housing Loans, Two-Wheeler Loans, Commercial Vehicle Loans, Consumer Durable Loans, Gold Loans, Housing Loans, Loan against property, Tractor Loans, Insurance and is adding more to this. The company operates in 11 States serving more than 3.5 million Households through a team of more than 14800 employees. With a wide spectrum of financial products, IDFC FIRST Bharat Limited not only aims at achieving the economic sustainability of its members, but also facilitates holistic empowerment of women and their families on social and cultural fronts. The company is now scaling up the operational regions and also diversifying the portfolio in both secured and unsecured products adopting unique digital avenues.