Lloyd Dcosta is an innovative and client-focused software engineering professional currently serving as Software Engineer II at InComm Payments, where the focus is on transforming healthcare savings and enhancing HSA and FSA management. Prior experience includes roles as Senior Android Developer at SuperShare, Lead Android Developer at Masai School – where Lloyd designed the Android and Java curriculum to train individuals with minimal programming background, and Android Developer at DocsApp. Additionally, experience as a Software Engineer at YML contributes to a diverse skill set in software development. Lloyd Dcosta holds a Bachelor of Engineering degree in Electrical, Electronics, and Communications Engineering from N M A M Institute of Technology, NITTE.