Jose Cardenas

Jose Cardenas is an accomplished Executive Loan Officer at Independence Home Loans since December 2023, previously serving as Vice President at The Federal Savings Bank, where funding reached $85 million in 2020, achieving a national ranking of #5 in overall volume. Prior roles include Executive Mortgage Banker at loanDepot, where Cardenas was recognized for funding 180 units and $40 million in volume in 2018, ranking #1 in Arizona for funded units during Q3, and achieving Chairman's Elite Banker status. Early career experience includes roles as a Sales Consultant at Freedom Financial Network, where outstanding performance led to being the highest producer, and loan processing positions at J.P. Morgan, where Cardenas managed loan pipelines efficiently and booked nearly $4 million in loans. Cardenas holds a Bachelor of Arts in Business/Corporate Communications from Arizona State University.