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Gaurav Chopra

Founder at IndiaLends

Gaurav Chopra has a diverse work experience in various industries. Gaurav is the Founder of IndiaLends, a credit underwriting and analytics platform for unsecured consumer lending. Gaurav played a key role in developing proprietary algorithms to connect borrowers with the right financial institutions. In addition, they provided data analytics and risk scoring services to financial institutions.

Gaurav also served as the President of the Digital Lenders Association of India (DLAI), where they led the association in bringing together digital lenders and associated players to help the ecosystem grow and flourish. Under their leadership, DLAI expanded to more than 75 members and implemented a Code of Ethics and a Digital Policy Committee.

Prior to this, Gaurav worked as a Principal Consultant/Advisor at Penser Consulting. Gaurav specialized in the payments industry and worked with clients globally, designing and launching digital wallets and peer-to-peer payments services.

Gaurav also worked at Capital One in various roles, including Head of Business Development, Valuations Scoring Officer, Senior Strategy Manager, Credit Risk Manager, Senior Associate in the New Product & Innovations Group, and Associate in Sub-Prime Customer Acquisitions. In these roles, they evaluated and negotiated deals with strategic partners, guided junior analysts on valuation methods, formulated medium-term strategies, managed credit risk for a large portfolio, and designed and marketed new products.

Overall, Gaurav Chopra's work experience showcases their expertise in credit underwriting, analytics, digital lending, payments industry, business development, strategy formulation, and risk management.

Gaurav Chopra has a strong education background, with degrees from reputable institutions. Gaurav holds a Master of Business Administration (MBA) with a specialization in Finance & Strategy from the London Business School. Additionally, they have a Master of Science (MSc) in Operational Research from The London School of Economics and Political Science (LSE). Gaurav also earned a Bachelor of Arts (B.A) with Honors in Mathematics from St. Stephen's College, Delhi University. However, specific start and end years for each degree are not provided, so the timeline of their education cannot be determined.

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Timeline

  • Founder

    March, 2015 - present