Zoraida Morales

Zoraida Morales is currently the Chief Operating Officer and Statistical Consultant at INGELLICOM, where she works in the bank industry developing the VaR model to determine OpRisk Capital. Previously, she worked as an Operational and Credit Risk Analyst at Banco Popular de Puerto Rico, where she worked with SAS and E-views on regression analysis and ARIMA models. Zoraida has a Master of Business Administration in Management Sciences and Quantitative Methods from Recinto Universitario de Río Piedras, and a Bachelor of Science in Mathematics from Recinto Universitario de Mayagüez.