Fernando Martinez

Fernando Martinez is a seasoned financial professional with extensive experience in credit analysis and commercial relationship management. Currently serving as a Commercial Relationship Manager at Vantage Bank Texas since January 2019, Fernando also holds the role of Credit Analyst. Key responsibilities include analyzing cash flow and financial ratios, determining cash flow through tax analysis, evaluating loan risk ratings, and assessing liquidity, profitability, and credit risks to establish credit limits and terms. Prior experience as a Credit Analyst at Inter National Bank further enhances Fernando's expertise. An alumnus of Texas A&M University, Fernando earned a Bachelor of Business Administration with a focus in Finance from 2013 to 2015.