IOU Financial provides small businesses throughout the U.S. access to the capital they need to seize growth opportunities quickly.  

Typical customers include medical and dental practices, grocery and retail stores, salons, gas stations, auto repair shops, and restaurants.  In a unique approach to lending, the IOU Financial advanced, automated application and approval system accurately assesses applicants' financial realities, with an emphasis on day-to-day cash flow trends.  

It offers loans and renewals up to $1.5 million to qualified U.S. applicants within a few business days, with affordable charges favorable to cash-flow management.  Its speed and transparency make IOU Financial a trusted alternative to banks.  

IOU Financial operations is based in metro Atlanta, Georgia with headquarters in Montreal, Canada. For more information, visit http://IOUFinancial.com.

Restaurants

Retail

Grocery

IOU Financial

Robert Gloer

Stephanie Boutwell

Peter Kong

Derek Stovall

Jason Stevens

Jake Lovesy

Evan Sparkman

Nick Hofmann

Victor Samii

Vanessa Fields

Elizabeth Hargrove Lowman

Breanna Burns

Madeline Wade

Carl Brabander

Richard Zapata

Rosey Painter

Kimberly Haffey

Thomas Crevier

The Underwriting Team at IOU Financial is responsible for evaluating loan applications to determine the creditworthiness of small business applicants. Utilizing the company’s advanced, automated application system, the team assesses financial data with a particular focus on daily cash flow trends. Their primary goal is to make rapid and accurate lending decisions that align with IOU Financial's commitment to speed and transparency, helping small businesses access capital quickly and efficiently.

Underwriting Team

Sales And Account Management

Leadership Team

Software Development Team

Underwriting Team

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Team members

Other teams at IOU Financial

Sales And Account Management

Leadership Team

Software Development Team