Ralph Richard

Vice-president at Ives Bank

Ralph Richard currently serves as Vice President and Loan Officer at Community Investment Corporation (CIC) since April 2024. Previously, Ralph held the position of Vice President and First Vice-President, Small Business Team Leader at Savings Bank of Danbury, starting in October 2004. Ralph holds a Master of Business Administration (MBA) from the University of New Haven, with additional education from Sacred Heart and the University of Connecticut.

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Ives Bank

Established in 1849 and headquartered at 220 Main Street, Danbury, Ives Bank is a mutual savings bank with assets in excess of $1.6 billion. Ives Bank has 16 branch offices in Bethel, Brookfield, Danbury, New Fairfield, New Milford, Newtown, Norwalk, Southbury, Stamford, and Waterbury. Stamford Mortgage Company, a division of Savings Bank of Danbury, has a local office on Summer Street in Stamford. Ives Bank provides a full array of deposit, savings and lending products for individuals and businesses, and we’re a Small Business Administration (SBA) approved lender. We provide convenient, quick service through technology that allows you to access your accounts and manage your money on the go, anytime. As a Connecticut community bank, we are proud to support our local communities. Ives Bank Foundation was established in 2004 to provide grants to eligible 501(c)(3) tax-exempt organizations in five primary areas: Affordable Housing; Arts & Culture; Community & Economic Development; Education; and Health & Human Services. The Foundation’s mission is to help strengthen our local communities by providing grants to organizations that are vital to the well-being, growth and prosperity of the places in which we live and work. Since its inception, the Foundation has donated over $1.6 million to area non-profit organizations. For more information about Ives Bank, visit www.IvesBank.com or Facebook at www.facebook.com/IvesBank.


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