Ricardo Govender

JD Group provides value-conscious mass-market customers in Southern Africa the opportunity and means to create a comfortable lifestyle, through its diversified retail and consumer finance businesses. We are a differentiated and diversified retailer of Furniture, Household appliances, Consumer electronic and technology goods. In addition, we are a leading consumer finance business providing innovative financial services focusing on JD Group’s retail customer base. JD Group is proud to be part of Pepkor Holdings Limited. Pepkor and JD Group share similar values, such as delivering value to the African consumer.