Tom Umbenhower

Tom Umbenhower is a senior underwriting professional currently serving as the Senior Underwriting Director at John Hancock. With extensive experience in life insurance risk management, they have previously held key positions at Erie Insurance Group, Lincoln Financial Group, and Motorists Insurance Group, where they led teams and implemented strategic initiatives to enhance operations and improve customer service. Tom has contributed to industry projects, developed innovative processes, and provided leadership in various underwriting roles, consistently demonstrating expertise in managing talent and achieving organizational objectives. Their commitment to quality operations and strategic thinking has been evident throughout their career in the insurance sector.