Michael Garris

Michael Garris is currently working in an unknown role at Propel, Inc. Michael has previously worked as the VP of Operations & Risk Strategy at Oxygen from August 2019 to November 2020. There, they were responsible for leading operations, financial partnerships, and credit risk management. Michael also had leadership responsibilities for customer service, dispute management, fraud, underwriting, and capital markets. Michael joined the company pre-launch and helped build the business from 0 to 100,000 customers.

Before working at Oxygen, Michael was the Director of Risk Operations at Mosaic from November 2016 to July 2019. At Mosaic, they were responsible for leading loan operations during a period of rapid growth. Michael hired talent, promoted top performers, nurtured high morale, and restructured the organization into originations and servicing departments. Michael also designed the technology workflows and processes for new functions including underwriting, QA, loan administration, and compliance. Under Michael's leadership, the Ops team originated $1.5B in loans and achieved favorability scores of 100% on the employee survey relating to confidence in management.

Michael Garris has a MBA from the University of Michigan - Stephen M. Ross School of Business, a MPP from the University of Michigan - Gerald R. Ford School of Public Policy, and a BA in Philosophy from the University of St Andrews.