Payne Bryant Spudic

Payne Bryant Spudic is an experienced professional in environmental risk management, currently serving as an Environmental Credit Risk Senior Associate at JPMorganChase since January 2025. Prior to this role, Spudic held various positions at Santander Bank, N.A., including Environmental Risk Associate AVP and Senior Environmental Risk Analyst, from May 2022 to January 2025. Earlier career experience includes being an Environmental Underwriter at Rivington Partners, a Project Geologist at Golder, and a Geologist at Terracon. Additionally, Spudic gained practical field experience in hydrogeology at Texas A&M University and worked as a Customer Service Representative at Computershare U.S. With a Bachelor’s Degree in Geology from Texas A&M University and an ongoing MBA in Commercial Real Estate and Finance at The University of Texas at Dallas, Spudic combines technical expertise with business acumen in the field of environmental risk.