Chester Cai (Mba

Chester Cai possesses extensive experience in credit risk management and analytics, currently serving as the VP of Credit Risk Analytics at Kafene since December 2023. Prior to this role, Chester held the position of Director of Credit Risk Management at Ally and Director of Credit Risk for Digital Channels at Fair Square Financial, LLC, where responsibilities included overseeing a substantial credit card portfolio and managing digital channel KPIs. With earlier roles at Barclaycard, PNC, Capital One, HSBC, and Schmittzehe & Partners, Chester has developed expertise in leveraging data analytics, machine learning, and alternative data to optimize credit risk strategies and enhance portfolio performance. Chester holds an MBA from the University of Michigan and a BA from Fudan University. Chester is also a CFA charterholder.