Ahmed Kamal Moazzam

Program Manager at Karandaaz Pakistan

Ahmed Kamal Moazzam is an experienced finance professional currently serving as Program Manager and Manager Finance at Karandaaz Pakistan since May 2017, where financial management processes were implemented to ensure accurate operations and timely month-end closing. Previously, Ahmed held various finance-related positions at Pakcem Limited and Lafarge Pakistan from April 2015 to May 2017, focusing on budgeting, planning, and sales performance analysis. Prior experience includes data analysis roles at SNL Financial from July 2012 to June 2014 and an internship at British American Tobacco in 2011. Ahmed holds an MBA in Finance from the National University of Sciences and Technology and a BBA in Finance from the same institution, along with earlier education in engineering and sciences.

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Karandaaz Pakistan

KARANDAAZ PAKISTAN is a not-for-profit special purpose vehicle set up under Section 42 in August 2014. Karandaaz is the implementation partner of the Enterprise and Asset Growth Programme (EAGR) and Sustainable Energy and Economic Development (SEED) programme of UK's Foreign, Commonwealth & Development Office (FCDO). SEED is grant funded by FCDO whereas EAGR is co-funded by FCDO and Bill & Melinda Gates Foundation (BMGF) on grant basis. Karandaaz promotes access to finance for micro, small and medium-sized businesses through a double bottom line investment platform and financial inclusion for individuals by employing technology enabled solutions. The company has four verticals: Karandaaz Capital: Provides wholesale structured credit and equity-linked direct capital investments to micro, small and medium enterprises (MSMEs) that demonstrate compelling prospects for sustainable business growth and employment generation in Pakistan. Karandaaz Digital: Focuses on expanding the poor’s access to digital financial services in Pakistan by working across the ecosystem with all stakeholders. Karandaaz Innovation: Manages the Innovation Challenge Fund and Women Ventures, providing risk capital and grants to partners with the aim to generate innovative solutions in areas of financial inclusion and entrepreneurship. Karandaaz Research: Supports the company’s core financial inclusion goal by developing and disseminating evidence-based research and insights.


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