KarmaLifeAI
Abhilash km is a Principal Software Engineer with experience in handling multiple projects on various domains such as IOT and cloud storage. Abhilash km has worked in companies like KarmaLifeAI, Hope Research Group, Smartron, OptionThree Consulting Pvt. Ltd., and MobiZippy. Abhilash km has a Bachelor of Technology (BTech) degree in Electronics and Communications Engineering from GOVERNMENT ENGINEERING COLLEGE, SREEKRISHNAPURAM.
KarmaLifeAI
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.