KarmaLifeAI
Aditya Kulkarni is a Marketing Manager with a strong background in e-commerce and performance marketing. With experience in increasing sales and revenue for various companies through creative marketing strategies, Aditya has successfully led campaigns and partnerships to drive brand growth and customer acquisition. Aditya's expertise includes managing online retail operations, optimizing digital media plans, and building B2B partnerships for business expansion. Aditya also holds a Master of Business Administration degree in Communication and Media Studies.
KarmaLifeAI
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.