KarmaLifeAI
Ashnika R. is currently working as an Operations Lead at KarmaLifeAI since June 2020. Prior to this, Ashnika held the position of Business Development Executive at S2N capital partners from July 2019 to January 2020. Before that, Ashnika completed an internship at Dzire infosoft pvt ltd in June 2017. Ashnika holds a PG Diploma in Banking and Finance from TKWs institute of banking and finance and a Bachelor of Commerce (Hons) from Poornima University. Ashnika completed primary and secondary education at Sri Sathya Sai Vidyapeeth in Kerala.
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KarmaLifeAI
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.