KarmaLifeAI
Kartikeya Road is currently working at KarmaLifeAI as an Associate Product Manager. Prior to this role, Kartikeya held positions at Niki as a Business Analyst and Business Development Intern. Kartikeya also gained experience as a Graduate Trainee at Piramal Capital & Housing Finance. Kartikeya completed a Bachelor of Business Administration degree from Bangalore University. Additionally, attended Army Public School Bangalore.
KarmaLifeAI
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.