KarmaLifeAI
Lavita Vinayak Shetty is an experienced Operations Lead at KarmaLifeAI, where they have been working since May 2023. Prior to this role, they held positions such as Senior Manager - Client at Nova Benefits from May 2022 to December 2022, Manager at Unacademy from May 2020 to May 2022, and Service Coordinator at Mind Edutainment Pvt Ltd from July 2016 to April 2019. Lavita Vinayak Shetty holds a Master's degree in Psychology from Jain (Deemed-to-be University) and a Bachelor's degree in Psychology from Bangalore University.
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KarmaLifeAI
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.