KarmaLifeAI
Megha Puttegowda is a Software Test Engineer with experience at KarmaLifeAI, Smartron, and uTest. Megha holds a Master of Technology in Computer network engineering from The National Institute of Engineering, Mysuru and a Bachelor of Engineering in Information Science/Studies from Visvesvaraya Technological University.
KarmaLifeAI
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.