KarmaLifeAI
Rohit Rathi is a Co-Founder of KarmaLifeAI, previously holding the same title at Smartron and Notion Ink. Prior to their entrepreneurial ventures, Rohit worked as an Engineer at Xilinx. Rohit holds a BTECH degree in Electronics & Electrical Communication from the Indian Institute of Technology, Kharagpur.
KarmaLifeAI
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.