KarmaLifeAI
Sindhu C Raju is a seasoned business professional with extensive experience in business development and corporate partnerships. Currently serving as a Business Development Manager at KarmaLifeAI since January 2025, Sindhu previously held roles in corporate partnerships at Fi from April 2023 to December 2024 and as a Corporate Sales Lead at BluElement Technologies from February 2021 to April 2023. Earlier experience includes working as a Care Manager at Onco.com, a Client Management Specialist at The Fuller Life, and an Assistant Sales Manager at Smaaash Entertainment Pvt. Ltd. Sindhu holds a Bachelor's of Science degree from St. Joseph's University, completed in 2016, and attended Bishop Cotton Girls' School in India from June 1999 to March 2011.
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KarmaLifeAI
KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with thedigital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.