Jelena Hrabrova

Group Risk Manager at Kensington Mortgages

Jelena Hrabrova is an experienced risk management professional currently serving as Group Risk Manager at Kensington Mortgages since April 2019. Prior to this role, Jelena was a Risk Officer at NHBC, where key stakeholder relationships were managed, and the Incident Management process was transformed and implemented. Previous positions include Enterprise and Operational Risk Coordinator at GE Money Home Lending, focusing on compliance and operational risk frameworks, and Operational Risk Senior Analyst at GE Money Bank, where operational risk events were managed and analyzed. Jelena's foundational experience includes roles as a Credit Risk Analyst, Autoproduct Leader Assistant, Commercial Underwriter, and Customer Service Specialist. Jelena holds a Bachelor's Degree in Finance Management from Latvijas Universitate, earned between 2002 and 2008.

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London, United Kingdom

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Kensington Mortgages

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On Wednesday 13th December 1995, Kensington completed its first loan and pioneered a new approach to lending to customers overlooked by mainstream lenders. 25 years later, we’re the UK’s leading residential specialist mortgage lender* with a mortgage book of over £5bn - and we’re still blazing a trail offering more people the opportunity to get a mortgage. Where high street lenders see black and white, we’ve always used our expertise and manual underwriting capability to see the shades in between. The way we use data has always been part of our DNA and that, combined with our human underwriting expertise means that we can often lend to people who fall outside of the traditional mortgage criteria. In a market where extra-ordinary circumstances are rapidly becoming ordinary, it’s an approach that can make all the difference. Our mission is to help brokers secure a mortgage agreement for their clients – whether that’s for a home or buy to let property. It’s why we’re always looking at ways we can make our lending criteria as flexible as possible, why we instruct valuations within one working day, and why our dedicated Business Development Managers are here to help. It’s what we call the Kensington Difference. *Source: – 27 Tec Mortgage Illustrations – June – Nov 2018 Follow us on Social Media! Twitter: https://twitter.com/KensingtonChat Instagram: https://www.instagram.com/kensingtonmortgages/?hl=en YouTube: https://www.youtube.com/channel/UClZBKxSmGS8wNzBas56xQUQ Intermediaries only.