Fred Morro is a seasoned banking consultant and risk management expert who founded Fred W. Morro Consulting, LLC in July 2022, providing part-time consulting services. With extensive experience as a Senior Principal at Promontory Financial Group from 2017 to 2019, they specialized in areas such as internal audit and regulatory relations. Previously, Fred served as the Assistant General Auditor at PNC Financial Services Group from 2008 to 2017, overseeing capital and liquidity risk management among other responsibilities. They also retired in April 2022 after a long tenure as a National Bank Examiner with the Office of the Comptroller of the Currency, where they led teams focused on retail credit and consumer compliance. Fred currently works as the Senior Vice President & Director of Enterprise Risk Management at KeyBank.
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