Jayram Padmanabhan

Jayram Padmanabhan is a senior business and technology executive with extensive experience in digital transformation and product management across multiple financial institutions. Currently serving as SVP and Head of Commercial and Payments at KeyBank, Jayram leads a large team to innovate and implement digital and technology solutions in areas such as Embedded Banking and Treasury Management. Previously, Jayram held senior roles at Wells Fargo, where efforts focused on enhancing customer experiences and productivity through digital solutions, as well as driving product strategy in Treasury Management and Merchant Services. Jayram's earlier roles include positions at American Express, Capital One, Aon Corporation, GE, and IBM Global Services, contributing to a strong foundation in product development, strategy, and digital innovation. Jayram holds an MBA from Northwestern University's Kellogg School of Management and a Master of Engineering in Computer Science specializing in Artificial Intelligence.