Margret Jose

Margret Jose is a finance professional with extensive experience in credit analysis and risk assessment. Currently serving as a Credit Associate at KeyBank since September 2025, Margret previously held positions at Independent Bank as a Commercial Credit Analyst II and I, and at Credibility Capital Inc. as a Credit Analyst, where underwritten loans ranged from $50k to $500k. Margret also worked as a Credit Underwriter at Scroll Capital, developing credit assessment policies, and gained analytical experience at EY and Moody's Analytics Knowledge Services. Margret holds a Master of Business Administration in Finance from Christ University and a B.Com in Taxation from St. Teresa's College, with early educational achievements in commerce.