Kitsap Bank
Sammantha Ray is an accomplished banking professional with extensive experience in credit analysis and management. Currently serving as SVP Credit Officer and SBA Administrator at Kitsap Bank since July 2016, Sammantha previously held positions as VP Credit Officer and AVP Credit Officer within the same institution. Prior experience includes roles at Northwest Bank as AVP, Assistant Relationship Manager, and at Regal Financial Bank where responsibilities encompassed support for a significant commercial loan portfolio and credit underwriting. Additional experience includes positions at Whidbey Island Bank as a Commercial Credit Analyst, CityBank as a Construction Loan Assistant, and earlier roles at City Bank. Sammantha holds a Bachelor of Arts in Business Administration with a focus in Finance from Washington State University and completed the Pacific Coast Banking School program between 2019 and 2022.
Kitsap Bank
Kitsap Bank is a community bank dedicated to giving our community and our customers the very best. It goes beyond providing enhanced banking services and really getting to know our customers as people; not account numbers. We believe we have a responsibility as your local bank to contribute and give back to the communities we serve in the Greater Puget Sound region. It’s a guiding principle that dates back to our beginnings in 1908 as a small bank in the small community of Port Orchard, Washington. We have a great team at Kitsap Bank. You’ll see it on the smiling faces of our employees and hear about it from customers who often remark about the “family” atmosphere they feel as soon as they enter a branch. That’s because we hire great people who believe as we do that customers come first. They also understand that being able to give back to the community is an honor and a responsibility that we all share. Privately held with local ownership, we are committed to doing what’s best for our employees, customers and shareholders. Member FDIC. Equal Housing Lender.