Horst Müller is an experienced executive currently serving as the Chief Commercial Officer at Seu Ativo, a trading platform for receivables aimed at SMEs. Additionally, Horst holds advisory roles at Teddy and KoreFusion, contributing to fintech initiatives, and has previously co-founded a fintech company supporting various sectors. Prior roles include Chief Commercial Officer and Partner at Impacto Energia, Managing Partner at EuroConsult, and Vice President for Business Development at Elavon do Brasil. Earlier in their career, Horst held significant positions at MasterCard, focusing on market development across several Latin American countries. Horst's education includes advanced degrees from prestigious institutions such as Harvard Business School and Northwestern University, complemented by executive training in governance and management.