Kredivo Group
Ary Widiantara is a seasoned data engineer and analytics manager with extensive experience in the technology sector. Currently, Ary serves at Kredivo Group since February 2022, focusing on automation of credit risk scoring in Southeast Asia. Prior to this role, Ary held positions at Alodokter as a senior data engineer, contributing to the digital health platform serving over 26 million users in Indonesia. Ary's career also includes roles at SIRCLO, OONA, Qasir.id, and Innovecto, where responsibilities ranged from software engineering to back-end development, emphasizing e-commerce solutions and integrated digital experiences. Ary holds a Bachelor's Degree in Informatics Engineering from STMIK Nurdin Hamzah, completed in 2015.
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Kredivo Group
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Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the soon-to-be-launched Indonesian neobank Krom. Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others.