Kredivo Group
Syafrizal Ambiya is an experienced professional in product management and data analysis, currently serving as an Associate Product Data Manager at Kredivo Group since January 2025. Previously, Syafrizal held multiple roles at Cermati.com from November 2022 to January 2025, including Associate Product Owner and Product Operation Analyst, where responsibilities involved collaborating with technical teams to define product requirements and integrating complex systems. Prior experience includes a position as a Data Analyst at Gojek, where Syafrizal provided insights for decision-making, and as an Assistant Lecturer at Universitas Pertamina, offering tutoring in various subjects and assisting in research data analysis. Educational background includes a Bachelor's degree in Logistics Engineering from Universitas Pertamina.
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Kredivo Group
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Kredivo Group is Southeast Asia’s leading provider of digital financial services through its brands Kredivo, KrediFazz and Krom. Kredivo is the leading digital credit platform in Indonesia and Vietnam that gives customers instant credit financing for ecommerce and offline purchases, and personal loans, based on real-time decisioning. Kredivo users can buy now and pay later across the entirety of Indonesia’s retail commerce network with one of the lowest interest rates amongst digital credit providers in the country. Krom Bank Indonesia (formerly known as Bank Bisnis Internasional, IDX: BBSI) is the group’s bank entity and the operator of the soon-to-be-launched Indonesian neobank Krom. Kredivo Group is backed by leading financial and strategic investors such as Mizuho Financial Group, Square Peg Capital, Jungle Ventures, Naver Corp, Mirae Asset, Telkom Indonesia and Victory Park Capital among others.