Kruk SA
Ewa Radkowska-Świętoń holds a degree in Finance and Banking from the Warsaw School of Economics. She began her professional career in 1995 at the Capital Transactions Centre of Bank Handlowy. In 1996−2006, she worked for ING Investment Management Polska S.A. (currently NN Investment Partners TFI S.A.) as an analyst, portfolio manager, fund manager, and acting Investment Director. Afterwards, she was fund manager at Aviva Investors Polska S.A. In 2008–2017, she held the position of Management Board Member and then Vice President of the Nationale Nederlanden PTE S.A. Management Board, simultaneously serving as Investment Director. From September 2017 to January 2019, Ms Radkowska-Świętoń was President of the Skarbiec TFI S.A. Management Board, and Vice President and then President of the Skarbiec Holding S.A. Management Board. She is also a Chartered Financial Analyst (CFA) and a Financial Risk Manager (FRM). The member of the Supervisory Board meets the criteria of being independent referred to in principle II.Z.4. of Best Practice for GPW Listed Companies 2016 and Act of 11 May 2017 on statutory auditors, audit firms and public supervision (Journal of Laws of 2017, item 1089, as amended).
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Kruk SA
Kruk SA is a Poland-based company, which is engaged in the business support industry. The Company is a multi-operator, which offers loss prevention and debt collection services. The Company divides its business into two main operating segments: Debt Purchase, including acquisition of non-performing debt portfolios, and Debt Collection Outsourcing, offering fee-based collection of debt on client's behalf, focused on consumer and corporate loans. The Company provides services to financial institutions and large corporate customers. It manages receivables of banks, credit intermediaries, leasing companies and digital platform providers, among others. The Company's operating activities concentrate in a number of countries, such as Poland, Romania, Czech Republic, Slovakia and Spain. The Company's subsidiaries include Kruk Deutschland GmbH, Presco Investments Sarl and Espand Soluciones de Gestion y Recuperacion de Deuda SL, among others.