John Nichols

John Nichols is an accomplished finance professional with extensive experience in credit management and underwriting. Since March 2004, John has served as Senior Manager of Credit at Kubota Credit Corporation, where responsibilities include overseeing national commercial and consumer credit underwriting. Previously, John managed the Loan Origination Center at Kubota Credit Corporation, leading a team of analysts in underwriting retail credit for over 1,000 Kubota Tractor dealers. Earlier in John’s career, John worked as Wholesale Credit Manager at Kubota Tractor Corporation, managing wholesale floor plans for more than 350 dealers. John's career began at CIT Group/Equipment Financing, Inc., where as Vice President of Credit, John led a credit team focused on underwriting commercial loans and leases. John holds a Bachelor of Science in Finance from Texas A&M University-Kingsville, earned in 1985.