Gontzal Ibargutxi

Gontzal Ibargutxi is an experienced professional in credit risk modeling and auditing, currently serving as an Internal Credit Risk Modelling Auditor at Kutxabank since January 2020, where responsibilities include reviewing model development and conducting independent statistical tests. Prior to this role, Gontzal worked as a Credit Risk Modelling Senior Consultant at Management Solutions from February 2017 to January 2020, focusing on the development of internal credit risk models for IFRS9 and IRB compliance. Gontzal's educational background includes a Master's in Actuarial and Financial Science from Universidad Carlos III de Madrid, a Master's in Business Consulting from Universidad Pontificia Comillas, and a Bachelor's in Business Administration and Finance from Universidad del País Vasco, complemented by studies at the School of Business, Economics and Law at the University of Gothenburg.