Jose Alberto Encarnación Vicente is an experienced professional in business management and collections, currently serving as a Gestor de Negocios ARS at La Monumental de Seguros since August 2023. Previous roles include Gestor de Cobros Regional at COOPASPIRE, where responsibilities involved managing collections and credit evaluations, and Gestor de Cobros at MAPFRE, focusing on policy management and customer follow-ups. Jose's career also includes positions at AAA Dominicana as a commercial manager and collections manager, as well as administrative support roles at DHL and Serigraf & Colorin. Jose holds a degree in Business Administration from Universidad Dominicana O&M and is pursuing a Technical degree in Accounting and Finance at POLITECNICO (IPOPSA).