Michael Recchia has extensive experience in the banking industry, particularly in asset recovery and management. Michael worked as a Vice President in several banks, including Lakeland Bank, Santander Bank, N.A., Unity Bank, and Valley Bank. In their roles, Michael managed diverse portfolios of loans, including commercial, consumer, and government guaranteed loans. Michael excelled in resolving past due accounts, covenant defaults, and maturities, and fostered relationships with outside professionals such as counsel, appraisers, and auctioneers. Michael also demonstrated expertise in managing troubled loan relationships and restructuring loans to emphasize recovery and deficiency claim collection. Additionally, they performed quantitative analysis for loan sales and developed target resolutions and plans for handling troubled loans while ensuring compliance with bank policies.
Michael Recchia has a Bachelor of Science degree in Business Administration with a concentration in Economics from Monmouth University. Michael has also completed the Loan Officer Certificate Program from loanofficerschool.com in Newark, NJ. The specific months and years of obtaining their certifications are not mentioned.
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