Lembaga Penjamin Simpanan (LPS)
Muhammad Rifqi has extensive experience in research and product management within the finance sector. Currently serving as a Research Specialist, Research Coordinator, and Research Analyst at Lembaga Penjamin Simpanan (LPS) since March 2020, Muhammad previously held a role in product management at PEFINDO Credit Bureau from March 2017 to February 2020, where responsibilities included product research and performance assessment. Muhammad's academic background includes a Ph.D. in Corporate Finance and a Master's degree in Accounting and Finance from Tohoku University, as well as a Bachelor's degree in Accounting from the University of Indonesia. Additional experience includes a postdoctoral research position at Tohoku University focused on financial distress and an internship at Bank Indonesia's Tokyo Representative Office, along with an associate role at PricewaterhouseCoopers specializing in IT audit services.
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Lembaga Penjamin Simpanan (LPS)
Lembaga Penjamin Simpanan (LPS) atau Indonesia Deposit Insurance Corporation (IDIC) merupakan lembaga pemerintah yang bersifat independen. LPS memiliki tugas dan fungsi sebagai otoritas yang menjamin simpanan nasabah di bank, melakukan resolusi bank, dan turut serta menjaga stabilitas sistem keuangan di Indonesia. LPS beroperasi sejak tanggal 22 September 2005 dan saat ini merupakan salah satu anggota Komite Stabilitas Sistem Keuangan (KSSK) bersama dengan Bank Indonesia, Otoritas Jasa Keuangan, dan Kementerian Keuangan. Setelah disahkannya UU No 9 Tahun 2016 tentang Pencegahan dan Penanganan Krisis Sistem Keuangan (PPKSK), tugas dan fungsi LPS bertambah sebagai lembaga yang berwenang menyelenggarakan Program Restrukturisasi Perbankan (PRP) pada saat terjadi krisis.