Ronak Karwa is a seasoned professional in the financial technology and digital transformation sectors. Currently serving as a Product Manager at LenDenClub since February 2023, Ronak is focused on developing the peer-to-peer lending space to offer investors high returns through diversified non-market-linked alternate investment asset classes. Prior experience includes leading digital transformation initiatives at NIC ASIA BANK from December 2018 to March 2023, where Ronak established global and domestic partnerships for payment solutions. As a Co-Founder of Nepzy, an online payment solution, Ronak contributed to the development of a payment wallet that provides various transaction services from May 2016 to November 2018. Ronak also held the position of Managing Director at A One Technology Pvt Ltd., providing advanced software solutions for financial and corporate sectors. Academically, Ronak holds a Master of Computer Applications from Guru Gobind Singh Indraprastha University and a Bachelor's degree from MATS University.