Liberty Bank
Eric Bernard has extensive experience in credit risk management and commercial real estate, currently serving as Sr. Credit Risk Manager at Liberty Bank since May 2008. In this role, Eric oversees the quarterly allowance for credit losses calculation under the Current Expected Credit Loss (CECL) model, manages lending and other policies, and acts as Chief Environmental Officer. Prior to this position, Eric held the title of Vice President at Heritage Bank of Commerce from October 2003 to July 2007, focusing on commercial real estate. Eric holds a Bachelor of Science in Finance from Santa Clara University Leavey School of Business, earned between 1989 and 1994.
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Liberty Bank
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Our Philosophy At Liberty Bank, we like to call our philosophy "banking from the other side of the desk." Backed by successful business leaders, we understand what it takes to build financial security, for you and your business. Liberty Bank is owned and managed by people who know what consumers and business owners want and need from a bank. Every Liberty banker is accountable to his or her customers and empowered to be responsive and flexible. Decisions are made locally by people who take the time to get to know you. This entrepreneurial, bottom-up culture helps us attract and retain quality employees who excel at providing the exceptional personal service you expect from your financial partner. Our Mission Our mission is to be an independent community bank with a focus on quality growth, providing a strong foundation of resources for customers and solid value for shareholders.