Reimagining commerce. Empowering entrepreneurs.

Lumino is a next-gen fintech platform that transforms how businesses get paid, build wealth, and give back. We combine embedded payments, dual pricing, AI automation, and blockchain rewards into one seamless platform — empowering merchants with tools traditionally reserved for banks and big tech.

With zero processing fees, same-day payouts, and our proprietary Lumino Rewards system, we help small businesses unlock passive income, automate growth, and turn every transaction into impact. Whether online or in-store, Lumino delivers a unified commerce experience backed by powerful infrastructure and visionary design.

We’re more than just a payment company — we’re building the future economy.

🪙 $200M+ processed
🏬 5,000+ merchants
🎯 Mission: Financial freedom for all
🌎 Vision: A decentralized economy powered by people

Lumino

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