Richard Smarg

Richard Smarg serves as President of the English-Speaking Union, Naples Branch, since 2012. With extensive experience in financial services, Richard has been a Principal at M Financial Group since 1997 and a Managing Partner at Advisors Trust since 1989. Additionally, Richard holds the position of President at Retirement & Insurance Resources, where personalized financial guidance is provided to high-income individuals and families. Previously, Richard served as President of Retirement & Insurance Associates, Inc. from 1974 to 1989, specializing in ERISA Qualified Retirement Plan design for closely-held corporations. Richard earned a BA in Economics and Finance from UNH Peter T. Paul College of Business and Economics from 1970 to 1974. Richard is a Registered Representative offering securities through M Holdings Securities, Inc.