Francine Cram

Francine Cram currently serves as Senior Vice President and Business Banking Relationship Manager at Machias Savings Bank, a position held since 2018, where responsibilities include ensuring Lending Group quality in the Portland, ME region and mentoring commercial lenders. Prior experience includes a 18-year tenure at Kennebunk Savings Bank, during which Francine progressed through various roles, culminating as VP, Commercial Lending Market Manager, leading a team to consistently exceed loan origination goals. Earlier professional experience at Fleet Bank spanned over a decade with promotions from Bank Teller to Vice President of Business Development Officer, demonstrating a sustained track record of strong performance and leadership in the banking sector.