Magnifi Financial
Josh Villa has extensive experience in SBA lending and business operations, currently serving as VP of SBA Lending at both Ultum Group and Magnifi Financial since January 2022. Prior experience includes various leadership roles at Stearns Bank N.A., where responsibilities ranged from SBA Lending Manager to Credit Analyst, focusing on small business financing and loan underwriting. Additional experience encompasses co-owning VillaVerified, LLC, and Armstrong Lawn Service, where Josh developed business concepts and marketing plans. Earlier roles include support analyst positions and internships that provided foundational skills in risk management and customer service. Josh Villa holds a Bachelor of Arts in Entrepreneurship from the University of St. Thomas.
Magnifi Financial
Magnifi Financial is a member-owned financial services cooperative headquartered in Melrose, Minnesota. Magnifi offers a full array of financial products and services including consumer checking, savings, loans, mortgages, credit cards, internet and mobile banking, retirement and financial planning services as well as business accounts and loans. Magnifi is a top agricultural lending credit union in Minnesota and is an SBA preferred lender. Whether someone is purchasing their first car or first home, we are centered on making dreams come true for our members. A lot has changed from our humble beginnings in our founder’s living room in 1939 starting with 52 members and $499.05 in assets. Magnifi has now grown to more than 90,000 members, over $1 billion in assets, over 375 employees, and over 25 branch locations throughout Minnesota. But what hasn’t changed is our focus on the members and communities we serve. Visit mymagnifi.org/careers to learn about current openings. Federally Insured by NCUA. Equal Opportunity Lender. Equal Housing Opportunity. Equal Opportunity Employer.