Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness, quality, leadership and superior service that has served our customers well. This has enabled Magnolia State Bank to acquire a major share of the local banking markets in which it operates.

Magnolia State Bank has grown and prospered through the years since the bank's opening and has banking facilities serving Eastman, Gray, Milledgeville and the surrounding communities. We have operated as an independent community bank under local management since 1909. The Board of Directors of the bank remains convinced that this direction can continue to offer a superior level of service to our customers, more rewarding careers for our employees, and higher returns for our shareholders.

Banking

Magnolia State Bank

William Howell

Keith Prather

Clark M. Carroll

J. Stephen Whigham

Mark Studstill

Steve Holcomb

R. Larry Southerland

L. Mitchell Coffee

Dan Moore

Ann Hilliard

John L. Jessup

The Leadership Team at Magnolia State Bank is responsible for setting the strategic direction and policies of the bank, ensuring alignment with its mission to serve the local communities. This team, composed of experienced executives from various sectors, focuses on enhancing operational efficiency, driving growth initiatives, and fostering a culture of superior customer service while maintaining sound banking practices. Their leadership is instrumental in sustaining the bank's strong reputation and facilitating its long-term success.

Leadership Team

Business Ownership

Leadership Team

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Team members

Other teams at Magnolia State Bank

Business Ownership