Mahindra Finance
Rahul Padhy is an experienced professional in credit management and risk analysis, currently serving as Senior Credit Manager at Mahindra Finance since February 2024. Prior to this role, Rahul held the position of Credit Risk Manager at YES BANK from January 2021 to January 2024. Rahul's career includes a tenure as Branch Credit Manager at ICICI Bank from April 2019 to January 2021 and Audit Manager at Bansal Bansal & Co from September 2014 to March 2019, where an initial role as Article Assistant was also undertaken. Rahul holds a Chartered Accountant designation from The Institute of Chartered Accountants of India, earned between 2013 and 2018, and a Bachelor of Commerce degree from KJ Somaiya College of Arts & Commerce, completed in 2016.
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Mahindra Finance
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Mahindra & Mahindra Financial Services Limited (Mahindra Finance), part of the Mahindra Group, is one of India's leading non-banking finance companies. Focused on the rural and semi-urban sector, the Company has over 9.3 million customers and has an AUM of over USD 11 Billion. The company is a leading vehicle and tractor financier and also offers other products like Fixed Deposits and SME Loans. The company has over 1,367 offices and reaches out to customers spread over 3,80,000 villages and 7,000 towns across the country. Mahindra Finance is the only Non-Banking Finance Company from India to be listed on the Dow Jones Sustainability Index in the Emerging Market Category 2019. The Company's Insurance Broking subsidiary, Mahindra Insurance Brokers Limited (MIBL), is a licensed Composite Broker providing Direct and Reinsurance broking services. Mahindra Rural Housing Finance Limited (MRHFL) a subsidiary of Mahindra Finance provides loans for purchase, renovation, construction of houses to individuals in the rural and semi-urban areas of the country. Mahindra Manulife Investment Management Private Limited (MMIMPL), a subsidiary of Mahindra Finance, acts as the Investment Manager for Mahindra Manulife Mutual Fund. The Company has a JV in the US, Mahindra Finance USA LLC, in partnership with De Lage Landen, a subsidiary of Rabo Bank, for financing Mahindra vehicles in the US.