Tim Cotton

Chief Operating Officer at Mangrove Property Insurance

Tim Cotton currently serves as Chief Operating Officer at Mangrove Property Insurance, a position held since March 2025. Prior to this role, Tim held various executive positions, including Chief Operating Officer at Olympus Insurance Company from July 2021 to March 2025 and Chief Claims Officer at Olympus Insurance Company. Tim has also served as Vice President of Claims Litigation and Vice President of Claims at American Capital Assurance Corp. from January 2020 to July 2021. Other notable positions include Chief Operating Officer at Swyfft, Claims Director at UPC Insurance, Vice President of Claims at Elements Property Insurance Company and Farm Family Insurance Companies, Director of Corporate Claims at The Main Street America Group, and Auto Claim Unit Manager at State Farm. With extensive experience across multiple organizations, Tim Cotton has a comprehensive background in insurance operations and claims management.

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Mangrove Property Insurance

Mangrove Property Insurance provides sustainable, long-term property and casualty insurance solutions tailored to Florida’s unique market. It delivers efficient, customer-centric services through partnerships with local independent agents in Florida’s 67 counties. Mangrove’s data-driven approach provides homeowners with actuarially sound, competitive rates that are infused with strong catastrophic event risk management.


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