Michael Leary

Michael Leary is the current director at Manufacturers Bank. Michael has an extensive background in the banking industry, having worked at some of the biggest names in the business.

Most recently, Michael was an executive leader for risk strategy execution at Bank of America Global Card Services. In this role, they were responsible for several underwriting systems - consumer and small business credit and debit products. Michael also directly supervised 70 FTEs and managed a budget of over $50 million.

Under Michael's leadership, the underwriting systems at Bank of America were built with real-time consideration of customers' profiles across all BAC businesses - Consumer Bank, Merrill Lynch, Countrywide, etc. In addition, the systems were compliant with Fed's Ability-to-Pay regulations and incorporated SAS EBI into the control monitoring system.

With a focus on trended, customer-level, triggered relationship data delivery to transactional systems, Michael is a logistical expert who has delivered decision strategies and related operational controls for lending through banking centers, relationship customers, direct mail programs, eCommerce, ATM, etc. Michael has also developed lead selection and underwriting strategies, account management strategies, and loss forecasts.

Michael Leary has a B.S. in Economics from King's College and is certified from the CFA Institute as a Chartered Financial Analyst.