Masraf Al Rayan
Sajith Rayammaraykar has extensive work experience in various credit risk and management roles. Sajith served as the Head of Credit Risk at Masraf Al Rayan starting from August 2019. Prior to that, they worked at ahlibank as the Head of SME & Mid-Corporate Credit from December 2014 to August 2019. Before that, Sajith held multiple positions at Oman ORIX Leasing Company, including Head of Credit Risk, Head of Channel Development, Relationship Manager, Assistant Manager - Credit & Marketing, Junior Manager - Credit & Marketing, and Officer/Senior Officer - Credit & Marketing. Sajith also worked at Sakthi Finance Limited as a Management Trainee.
Sajith Rayammaraykar's education history includes a variety of degrees and certifications. In 1992, they began their higher education journey at the University of Calicut, where they pursued a Bachelor of Commerce (B.Com) degree until 1995. Subsequently, they enrolled at the University of Madras and completed their Master of Business Administration (MBA) in Finance, General, from 1995 to 1997.
After their formal education, Sajith Rayammaraykar embarked on professional qualifications. From 2005 to 2009, they studied at CIMA (Chartered Institute of Management Accountants), where they obtained the degree of Associate Member (CIMA) ACMA, CGMA. During this time, they focused on Management Accounting and Strategic Management.
In August 2009, Sajith Rayammaraykar achieved the certification of Associate Chartered Management Accountant from CIMA, solidifying their expertise in this field.
Masraf Al Rayan
About Masraf Al Rayan Masraf Al Rayan was incorporated as a Qatari Public Shareholding Company in 2006 and is a Shari’ah compliant bank headquartered in Doha, Qatar. More than 30% of the bank’s shares are owned by Qatari government entities, and the bank has a solid A1 credit rating*. After the completion of its merger with Al Khalij Commercial Bank “al khaliji” in 2021, Masraf Al Rayan’s total assets reached QAR182 billion, making it the second largest Shari’ah compliant bank in Qatar and one of the largest in the region, with a capital base of QAR9.3 billion. The bank’s principal business activities include: ● Retail Banking: Offers current and savings account, time deposit account, financing and credit cards ● Wholesale Banking: Offers corporate finance & advisory services, financing products, cash management, treasury, trade finance ● Private Banking: Offers investment planning & asset management, wealth management, credit planning & management solutions Masraf Al Rayan has a network of 17 branches in Qatar and 5 international branches in the UK, France, and the UAE. *Moody’s, as at 02 November 2021. www.alrayan.com